Welcome to use the Infini Transfer Approval feature! Guided by the principle of “Trust by Default, Intercept by Exception”, this feature is designed to help lean teams of 5–20 members manage funds efficiently through automated, structured approval workflows.
This document applies to all Infini Business users, including Merchants / Super Admins, Bookkeepers / Employees, and Developers. It explains how Infini’s approval workflow works and what actions you can take within it.
Part 1: Read by Role
A. For Super Admins or Owners — “What do I need to do?”
This section is for merchants, company owners, and Super Admins who are ultimately responsible for company funds.
Responsibilities of a Super Admin
As a Super Admin, you can use Infini Business’s Transfer Approval feature to:
Configure the company’s Approval Workflow
Approve or reject transfer requests when required
Perform 2FA verification for large transfers/payouts.
The system default threshold is $5,000 (per transaction)
When a transfer amount is ≥ $5,000, all required approvers must complete 2FA verification (Enter the Google Authenticator code / email verification code) before the transfer can be completed
Note: This threshold is not configurable yet; future updates will allow Merchants / Super Admin to customize the amount. Stay tuned!
When configuring the approval workflow, Super Admins can assign any user as an approver and are not required to act as approvers themselves
Receive approval notifications via email, and approve transfers after logging in to their Infini Business account
You do not need to:
Approve every small transaction
Manually track employees’ daily payments
1. Configure Approval Rules (One-Time or As Needed)
Path:
Merchant / Super Admin → Log in to Infini Business Account→ Payouts → Transfer Approval → Approval Workflow → Add (another) steps
You can configure:
Auto-approval thresholds for small payments (e.g. ≤ $500)
Who can approve transfers (e.g. Bookkeepers, Super Admins, or a newly created role such as “Finance Officer”)
Approval time limits
If the approval times out, the request is automatically rejected and must be resubmitted
Note: Large transfer/payouts (default ≥ $5,000) require 2FA
Daily auto-approval limit per employee: $1,000. (1) Once the limit is exceeded, all transfer requests submitted by that employee on the same day must go through manual approval. (2) The auto-approval limit resets at 00:00 (UTC+0) each day.
Note: This limit is not configurable yet. Support for customizable thresholds will be introduced in a future update. Stay tuned!
Example 1:
Company owner Alex sets the following approval rules:
Step 1: Transfer requests under $900 are auto-approved by Finance Officer Bob
Step 2: Transfer requests under $980 are auto-approved by Super Admin Alex
On February 2, 2026, at 9:00 AM, developer John submits a transfer request of $850, which is automatically approved.
At 2:00 PM the same day, John submits another transfer request of $400, which is also automatically approved. (Reason: the system calculates the cumulative amount based on successfully completed transfers, not by checking the remaining allowance in real time.)
At 5:00 PM, John submits a third transfer request of $100. This request must be manually approved by both Bob and Alex before it can be executed. (Reason: John’s first approved transfer of $850 and second approved transfer of $400 bring his cumulative daily auto-approved amount to $1,000. When submitting the third request, the daily auto-approval limit has already been reached, triggering the manual approval workflow.)
Once saved, the rules apply to all future payments.
2. Transfer Approval
Your intervention is only required in the following scenarios:
Threshold Exceeded: The transfer amount exceeds the Auto-Approve Threshold defined in your approval workflow.
Manual Approval Triggered: The request triggers a mandatory manual review due to system risk rules:
High-Value Transaction: A single transfer is ≥ $5,000.
Daily Limit Reached: The employee has already reached their $1,000 daily cumulative auto-approval limit.
Path:
Log in to Infini Business → Payouts → Transfer Approval → My Approvals
You can:
View transfer details (amount, receiving address, purpose)
Approve or reject with one click
Enter 2FA codes (Google Authenticator Code / Email Verification Code) for large transfers/payouts
3. Approval Results
Approved: The system automatically executes the on-chain transaction or transfers to an Infini user
Rejected: The process ends and the requester is notified
All actions are logged for audit and traceability
B. For Bookkeepers / Employees — “How do I avoid getting stuck?”
This section applies to users who can submit transfer requests but do not have approval permissions.
What You Can Do
You can:
Submit transfer requests
Track approval and execution status
View rejection reasons
You cannot:
Bypass approval rules
Execute large transfers directly
1. Submit a Transfer Request
Path:
Employee Infini Business Account → Payouts → Transfer Approval → + Transfer Request
Required information (same as standard Infini withdrawals):
Receiving address / Infini UID
Token
Network (not required for transfers to Infini users)
Amount
Notes (payment purpose)
After submission:
The system automatically determines whether approval is required
2. Check Transfer Status
Path:
Employee Infini Business Account → Payouts → Transfer Approval → My Requests
Common statuses:
Pending
Completed
Rejected
Manually rejected by an approver
Automatically rejected due to timeout
Cancelled (Request withdrawn by the requester)
Click any record to view the full approval timeline.
3. Tips to Avoid Approval Delays
Clearly describe the note (payment purpose)
Monitor whether your daily $1,000 limit has been exceeded (exceeding it requires manual approval)
Part 2: When Is Approval Required?
Whether approval is triggered depends on the auto-approval thresholds and risk control rules configured by the Super Admin or other authorized users:
If the transfer amount is ≤ the auto-approval threshold → the transfer is automatically approved.
If the transfer amount exceeds the auto-approval threshold → approval is required from the designated approvers in the approval workflow. (If multiple approvers are assigned to the same approval step, approval by any one of them is sufficient for that step, and the request will automatically proceed to the next approval stage.)
Part 3: Transfer & Approval Notifications
Notifications are sent when:
A transfer request is submitted
Approval is required
A request is approved or rejected
A transfer succeeds or fails
Notifications:
Infini Business → Transfer Approval → My Requests / My Approvals
In-app Notifications
Email
Summary
Employees / Developers: Submit transfer requests (and approve if authorized); the system handles the rest
Super Admins: Set approval roles and thresholds once, then intervene only at key points
Using the Infini Business Transfer Approval feature helps enterprises improve fund transfer efficiency while strengthening internal approval processes and risk controls.
Example 2:
A company has 10 employees. Owner Alex wants finance/bookkeeper Bob to review all transfers, while transfers over $20 require Alex’s approval. Developers John and Sales Linda frequently purchase supplies costing $3–$6.
Setup:
Step 1: Bob’s auto-approval is turned off (every transfer requires Bob’s review)
Step 2: Alex’s auto-approval threshold is set to < $20 (only transfers over $20 require Alex’s approval)
FAQ
Q1: Why can’t I create a new role after completing KYC?
A: Only users who have completed KYB (Business Verification) can create new roles.
If only KYC (Individual Verification) is completed, new roles cannot be created.
Super Admins can instead assign existing users/roles as approvers in the Approval Flow. If multiple approvers are assigned, approval by any one of them is sufficient.
Q2: How many steps can be added to an approval workflow?
A: You can add a maximum of 3 steps to your workflow.
Q3: Can I approve transfer requests directly from email?
A: No. Please clicking “Approve Now” in the email will redirect you to your Infini Business account to complete approval.
Q4: Is the transfer approval feature charged?
A: Hello, no service fee is charged for using Transfer Approval.
On-chain withdrawals require standard gas fees
Transfers to other Infini users are free
Q5: Can I cancel my transfer request if I realize I entered the wrong address after submitting it?
For Auto-Approved requests: Once a request is automatically approved, it cannot be cancelled as the transaction is already being processed. In this case, you must contact the recipient directly to resolve the issue.
For Pending requests: If the request is still awaiting manual approval, you can cancel it immediately.
Path:
Infini Business → Payouts → Transfer Approval → My Requests → Three-dot menu → Cancel
Q6: How should I understand the relationship between Step 1, Step 2, and Step 3?
A: You can think of Step 1, Step 2, and Step 3 as basic review, intermediate review, and final review. After an employee submits a transfer request, it must first be reviewed and approved by the approver in Step 1. Once approved, it moves on to Step 2 for further review, and finally to Step 3 for final approval by the ultimate decision-maker.
Up to three approval steps can be configured. You can set them up flexibly based on your business needs.
Q7: If an employee’s transfer request exceeds the system default amount of $5,000, who is required to complete 2FA verification?
A: This depends on who the Super Admin or authorized users have designated as approvers in the approval workflow. All approvers involved in the process are required to perform manual approval and complete 2FA verification.
Example: Company owner Alex has linked Google Authenticator to his account and configured the following approval rules:
Step 1: Transfer requests under $900 are auto-approved by Finance Officer Bob
Step 2: Transfer requests under $980 are auto-approved by Super Admin Alex
On February 2, 2026, at 9:00 AM, developer John submits a transfer request of $5,050 to a partner to purchase company equipment.
The request first goes to Bob for manual initial review. If Bob approves it, he must click “Approve” and enter his email verification code.
The request then moves to Alex for final manual approval. When approving, Alex must click “Approve” and enter his Google Authenticator code.
Only after both approvers have approved and completed 2FA verification will the large transfer be successfully executed.
Disclaimer
This document is provided for informational purposes only and is intended to describe the usage and reference workflows of the Infini Business Transfer Approval feature. It does not constitute legal, financial, or compliance advice, nor does it represent any guarantee or commitment regarding functionality, rules, or approval outcomes.
Approval workflows, thresholds, risk control rules, and related examples described herein may vary depending on merchant type, account configuration, compliance review requirements, and the applicable product version. Final configurations and execution are subject to the actual display and implementation on the Infini Business platform.
The Infini Business Transfer Approval feature is designed to assist enterprises in strengthening internal fund management and approval controls and does not replace merchants’ obligations to comply with applicable laws, regulations, tax requirements, or anti-money laundering (AML) obligations in their respective jurisdictions.