Skip to main content

How are Infini Business features priced?

Written by Cavie

Using the Infini Business platform currently incurs no monthly fees or software subscription fees. Fees are charged only upon successful transactions, at the rates displayed on the platform. The specific fee structure is subject to the actual pages and transaction confirmation information on the Infini platform.、

Current Fee Schedule by Feature

1. Payment Acquiring

Infini provides merchants with secure, stable, and easy-to-integrate solutions for both crypto acquiring and card acquiring.

Infini uses a tiered pricing model. The Base Rate varies depending on the account tier:

  • Standard (monthly trading volume > $0 or balance > $0): 0.40%

  • Professional (monthly trading volume > $100,000 or balance > $100,000): 0.30%

  • Elite (monthly trading volume > $1,000,000 or balance > $1,000,000): 0.20%

Stablecoin Acquiring

Infini charges the applicable Base Rate (0.20%–0.40%) as the platform service fee.

Fees are charged only upon successful payment. Blockchain network fees or charges from third parties (if applicable) are not included.

Card / Apple Pay Acquiring

Current rate = Base Rate + 3.7%, resulting in a final rate of 3.90%–4.10%. Minimum order amount: 20 USD.

Stablecoin Deposit (self top-up): Free

Stablecoin Withdrawal (on-chain): Free (network Gas fee only)

Internal Transfers (between Infini accounts): Free

2. Fiat On/Off Ramp

Platform Base Rate (charged on top of bank transfer fees): 0.20%–0.40%, depending on account tier.

Pay-in (Fiat → Stablecoin) — Bank transfer fees by channel:

  • ACH (USD) · Lead Bank: $3 / transfer

  • FedWire (USD) · Lead Bank: $25 / transfer

  • RTP (USD) · Lead Bank: $3 / transfer

  • SWIFT (USD) · Lead Bank: $35 / transfer

  • SEPA (EUR) · Banking Circle: $3 / transfer

  • CHAPS / FPS (GBP) · Banking Circle: $3 / transfer

  • SWIFT · Singapore Gulf Bank: Free

Pay-out (Stablecoin → Fiat) — Bank transfer fees by channel:

  • ACH (USD) · Lead Bank: $3 / transfer

  • FedWire (USD) · Lead Bank: $25 / transfer

  • RTP (USD) · Lead Bank: $3 / transfer

  • SWIFT (USD) · Lead Bank: $35 / transfer

  • SEPA (EUR) · Banking Circle: $3 / transfer

  • CHAPS / FPS (GBP) · Banking Circle: $3 / transfer

  • SWIFT · Singapore Gulf Bank: $50 / transfer

Note: Exchange rates and applicable fees for different currencies will be displayed in real time on the withdrawal page. Actual fees may vary depending on the bank, region, and payment routing.

Virtual Account Opening

  • Lead Bank (USD) — KYC: $25

  • Lead Bank (USD) — KYB: $50

  • Banking Circle (EUR/GBP) — KYC: $25

  • Banking Circle (EUR/GBP) — KYB: $50

  • Singapore Gulf Bank — Opening: Free

  • Monthly maintenance fee: Free

Note: Account opening fee is charged upon application. Full refund if rejected.

3. Corporate Cards

Infini offers three corporate card options. Card issuance fees are the same across all tiers:

Spec

Infini Lite (Black · VISA)

Infini Pro (White · VISA)

Infini AI (Grey · Mastercard)

Positioning

Everyday spending with Apple Pay

Low FX with 1.5% cashback on all purchases

Built for AI & ad spend with 1.5% cashback

USD Spending Fee

0%

0%

0%

Non-USD Spending (FX Fee)

3%

1%

1%

Cashback

None

1.5% all purchases

1.5% AI & ads

Card Issuance Fee (virtual)

$10 / card

$10 / card

$10 / card

Bulk Issuance (100+ cards)

$3 / card

$3 / card

$3 / card

Monthly Fee

$0

$0

$0

Transaction Fee

$0

$0

$0

Apple Pay / Google Pay

ChatGPT / Claude

For bulk card issuance (100+ cards), please contact support: https://t.me/SebastianWu

Note: Actual fees may vary by account tier; please refer to the platform page for the latest information.

4. Invoice

Invoice fees follow the acquiring rate structure and depend on the payment method selected by the payer:

  • Crypto transfer: Base Rate (0.20%–0.40%, depending on account tier)

  • Binance Pay: Current reference rate is 0.8%. The actual rate will be assessed based on merchant volume, business model, and partnership terms. Please contact our sales team for further discussion.

  • Infini Business Pay: Base Rate (0.20%–0.40%, depending on account tier)

Specific rates are subject to the rates displayed on the platform and may be adjusted in the future based on product or compliance requirements.

5. Crypto Withdrawal

  • Infini does not charge any additional platform fee for crypto withdrawals.

  • Blockchain network fees are charged by the respective blockchain network.

  • Actual network fees vary depending on the blockchain and network conditions; please refer to the platform page for real-time information.

The Base Rate applies to fiat pay-in, stablecoin acquiring, and fiat pay-out. Gas fees are subject to on-chain network conditions and are passed through at cost.

6. Platform Features by Tier

Feature

Standard

Professional

Elite

Stablecoin acquiring

On/Off ramp access

Virtual card issuance

Basic analytics

Priority support

Advanced reporting

Team management

Dedicated account manager

Custom integrations

Visit the Infini Business website to explore our products: https://business.infini.money/

Fee Disclaimer

The fee information contained herein is provided solely to illustrate the current pricing structure of Infini Business and does not constitute any commitment regarding fees. Applicable rates, fee items, and scope of application are subject to change due to laws and regulations, regulatory requirements, partner institution rules, market conditions, or product updates. The actual fees shall be determined by the information displayed on the platform pages, transaction confirmation details, and final settlement results.

Did this answer your question?