To help businesses manage employee expenses more effectively, Infini offers Corporate Cards. Whether your team pays for SaaS subscriptions, advertising, project purchases, business travel, or other day-to-day expenses, Corporate Cards provide a virtual card solution that integrates seamlessly with your Infini account. They replace cumbersome out-of-pocket reimbursement processes and give administrators real-time visibility, control, and traceability over every transaction.
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Infini Lite, Infini Lite Plus, and Infini Pro are now available, and your first card is free. Together, they cover a range of cross-border payment needs. Features such as monthly auto top-ups, low-balance alerts, and employee request and approval workflows further streamline business expense management.

1. Traditional payment methods may not keep up with business needs — Relying on an administrator’s personal card or asking employees to pay first and claim reimbursement later creates a slow, cumbersome process. It ties up employees’ personal funds and reduces operational efficiency.
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2. Business fund management needs are not fully met — Paying company expenses with personal cards makes it difficult to organize expenses, track budgets, and control spending in real time. Finance teams also struggle to reconcile accounts without a clear record of each transaction.
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3. The employee card experience needs improvement — Employees may need to advance funds frequently and navigate complex reimbursement processes. For urgent payments, they may also face insufficient limits or have no card available.
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4. Cross-border costs are high and coverage is limited — A single card BIN may be declined in certain payment scenarios, such as on specific advertising platforms or AI subscription services. Foreign exchange fees can also increase operating costs.

1. A multi-card lineup for different payment scenarios — Lite and Lite Plus use US card BINs and support Apple Pay, Google Pay, and services with strict payment controls, such as ChatGPT and Claude. Lite Plus, with a 0% FX fee, and Pro, with a 1% FX fee, both offer unlimited 1.5% cashback across multiple spending categories.
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2. Cashback that helps reduce operating costs — All four card BINs offer unlimited 1.5% cashback across multiple spending categories. At the beginning of each month, the system calculates all eligible transactions from the previous month and credits the cashback directly in stablecoins — no manual conversion or claim is required.
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3. Monthly auto top-ups — Administrators can set a monthly auto top-up amount for any card. On the selected date each month, funds are automatically transferred from the main account, helping keep frequently used cards funded and prevent interruptions to SaaS renewals or advertising campaigns.
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4. Low-balance alerts — Set a balance alert threshold for each card. When the card balance falls below the threshold, the system automatically emails the administrator so action can be taken before the balance runs out.
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5. Real-time control, security, and transparency — Administrators have full control and can review transactions for every card at any time. They can also [Freeze] or [Terminate] any card as needed to reduce financial risk.

1. Prerequisite: Invite Team Members (If Needed)
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When creating a Corporate Card, you need to select a cardholder. A super administrator can invite team members to the organization and assign the appropriate member as the [Cardholder]. For instructions, see How to Manage Permissions and Invite Members.
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KYB-verified Infini Business users can create up to 100 cards.
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2. Create and Manage Corporate Cards as an Administrator
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KYB-verified Infini Business accounts can apply for Infini Pro, Infini Lite, and Infini Lite Plus.
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KYC- or KYB-verified Infini Business accounts can apply for Infini Pro and Infini Lite. However, only accounts at the Professional or Elite tier are eligible to apply for Infini Lite Plus.
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If an account has already opened a Lite Plus card and is later downgraded to Standard, the existing Lite Plus card will remain available. However, the account cannot apply for another Lite Plus card until it returns to the Professional or Elite tier.
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Please note — Infini Business no longer accepts new KYC applications. The KYC account rules above apply only to existing Infini Business accounts that have already completed KYC verification.
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(1) Create a Corporate Card
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Go to [Corporate Cards]. On the left, click [Compare Cards] to review the features of each Infini Corporate Card.

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Click [Create Your First Card]. In the pop-up window, select the [Card BIN], enter a [Card Name], choose a [Cardholder] from the team member list, and enter the [Deposit Balance]. After confirming the information, click [Submit].

You can currently open one card free of charge, with a minimum top-up of USD 10.
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We recommend naming each card by purpose — for example, “Meta Ads — Project A” or “SaaS Subscriptions — R&D Team” — to make reconciliation and management easier.
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Use the comparison below to choose the right card:

Card selection tips:
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• If your account is currently on the Standard tier, or the card will mainly be used for everyday spending, Apple Pay, Google Pay, or subscription services already supported by Lite, choose Infini Lite.
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• If your account is eligible for Lite Plus and the card will mainly be used for AI subscriptions or spending in foreign currencies, choose Infini Lite Plus.
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• If the card will mainly be used for day-to-day business expenses and you want to settle in USD or HKD, choose one of the Infini Pro options available on the page.
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Billing address guidelines:
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Because Infini Lite, Infini Lite Plus, and Infini Pro are issued in different regions, use the billing address that matches the card type to improve payment success rates:
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Infini Lite — Issued by a US bank. Use a US billing address.
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Infini Lite Plus — Issued by a US bank. Use a US billing address.
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Infini Pro — Issued by a Hong Kong bank. Use a Hong Kong billing address.
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A billing address that does not match the card’s issuing region may cause a payment to be declined. If a payment fails, first check that the billing address is correct.
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(2) Change a Card Name
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Select a Corporate Card, click the [pencil icon] next to the card name, make your changes, and press [Enter] to save.

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(3) View Card Details
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Click [Show Info] below the card to view the full card number, expiration date, CVV, available balance, and other information required for online payments.
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3DS verification code reminder — If a transaction made with an Infini Lite card triggers 3DS verification, select [E-mail] as the delivery channel, then click [Submit]. Enter the verification code sent to you by Infini to complete the payment. Due to card issuer processing, the email may be delayed by 10–20 minutes. If the merchant requires the code within a short time, such as 3–5 minutes, we recommend temporarily avoiding use of the affected card on that platform.
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(4) Top Up
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Select the card, click [Top Up], and enter the amount to transfer funds from the main account to the card in real time.
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(5) Redeem the Balance
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Click [Redeem] to return the card balance to the main business account in real time, giving you greater flexibility over fund allocation.
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(6) Freeze a Card
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Click [Freeze] to temporarily freeze the card. A frozen card cannot be used for any transaction. You can unfreeze it at any time to resume using it.
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(7) Terminate a Card
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Click [Terminate] to close the card permanently. This action cannot be undone. Check carefully before proceeding. The card issuance fee is non-refundable, but any remaining balance will be returned automatically to the main account. If the card has a pending transaction or redemption, wait until it is completed before terminating the card.
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3. Set Spending Controls as an Administrator
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On the [Corporate Cards] page, click [Balance Controls] to set spending rules for the selected card.

Set monthly and per-transaction limits
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On the [Balance Controls] page, enter the desired amounts under [Monthly Spending Limit] and [Single Transaction Limit], then apply and save the changes. Transactions above either limit will be declined automatically. Leave a field blank if no limit is required — cards are unlimited by default.
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4. Set Up Auto Top-Ups
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If a card has recurring monthly expenses, enable auto top-ups to help prevent failed payments caused by a missed manual top-up.
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Under [Monthly Top-up Amount], set the amount to be added each month. The system will automatically transfer funds from the main account to the card each month. USDC is used first, with USDT used only if the USDC balance is insufficient. Balances cannot be combined.
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5. Set a Low-Balance Alert
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Enter a threshold under [Low Balance Alert] and save it. When the card balance falls below the threshold, both the card administrator and cardholder will receive an email notification.
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6. Use a Corporate Card as an Employee
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(1) Sign in to Infini and go to [Corporate Cards] to see all cards assigned to you.
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(2) Click [View Details] below a card to view its full card number, expiration date, CVV, and available balance.
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(3) On the website or app where you need to pay, choose credit card as the payment method and enter the Corporate Card number, expiration date, and CVV.
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7. Transactions and Subscriptions
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View transactions
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Under [Corporate Cards] → [Transactions], administrators can view transaction details for all Corporate Cards on the account. Employees can view transaction details for all cards assigned to them.
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View subscriptions
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Under [Corporate Cards] → [Subscriptions], administrators can view SaaS subscription details for all Corporate Cards on the account. Employees can view subscription details for all cards assigned to them.
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Manage subscriptions
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Click [Manage Subscription] to open a window with two ways to manage the subscription:

Option 1 — [Go to Website to Cancel] (recommended) — Go directly to the merchant’s website and cancel the subscription manually to avoid overdue charges or account issues.
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Option 2 — [Freeze Card] — Freeze the payment card linked to the subscription to block all merchants from charging it. Freezing the card affects every transaction on that card, not just this subscription.
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8. Subscription Charge Reminders
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Three days before an expected subscription charge, the system automatically emails the cardholder. The email includes key information such as the merchant name, charge amount, and payment card, helping you make sure the balance is sufficient and avoid failed payments or service interruptions.

1. Name cards by purpose — Name each card after its use, such as “Ads” or “Monthly Bills,” or after the person using it. This makes reconciliation and management easier.
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2. Use the right card for each scenario — Use Infini Lite or Lite Plus for ChatGPT or Claude subscriptions or when you need Apple Pay. Use Infini Pro for large day-to-day advertising or SaaS expenses.
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3. Review transactions regularly — Finance or management teams should sign in regularly and review transactions across all Corporate Cards. This helps ensure expenses comply with company policy and makes it easier to spot and address unusual activity.
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4. Freeze or terminate cards promptly — When an employee leaves or a project ends, [Freeze] or [Terminate] the relevant Corporate Card as soon as possible to protect company funds.

Q: How many Corporate Cards can users at different verification levels create?
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A: KYB-verified users can create up to 100 cards for their team. Users who have not completed business verification cannot create cards. If you need additional cards, contact the Infini team — issuance fees may be as low as USD 1 per card, subject to eligibility.
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Q: What fees apply when I use a Corporate Card?
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A: No additional transaction fee is charged for card purchases. Refunds are subject to a 1% fee, and any cashback already credited for the transaction will be deducted. The remaining net amount will be returned to the account.
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Transactions in currencies other than USD are subject to an FX conversion fee — 3% for Infini Lite, 1% for Infini Pro, and 0% for Infini Lite Plus.
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Q: Why is my refund lower than expected?
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A: When a refund is processed, any cashback already credited for the transaction is automatically deducted. The net amount is then returned to the card.
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Q: Are Lite Plus and the existing Lite card the same card?
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A: No. Lite Plus and Lite are separate cards and appear separately on the card creation page. The launch of Lite Plus does not affect any Lite card you have already opened.
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Q: Why can I see Lite Plus but not open one?
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A: Your account may not meet the eligibility requirements for Lite Plus. Accounts on the Standard VIP tier must reach the Professional or Elite tier before they can apply.
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Q: If my account tier drops after I open Lite Plus, can I still use the card?
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A: Yes. An existing Lite Plus card will not be closed automatically if your account tier drops. If the account is downgraded to Standard, the existing card will remain available, but you cannot apply for another Lite Plus card until the account returns to the Professional or Elite tier.
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Q: Will the system retry a failed auto top-up?
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A: No. If an auto top-up fails because the main account balance is insufficient, the system will email the administrator but will not retry again that month. The administrator must add funds to the main account and top up the card manually.
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Q: Why can’t I add an Infini Pro card to Apple Pay or use it to subscribe to ChatGPT or Claude?
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A: Infini Pro is issued by a Hong Kong bank. Due to issuer risk controls, it does not support Apple Pay or Google Pay and may not currently meet the payment requirements of some AI platforms, including ChatGPT and Claude. For these use cases, choose Infini Lite or Infini Lite Plus.
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Q: What happens if the card balance is insufficient when an employee tries to pay?
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A: The transaction will fail, and the employee will receive a system notification stating, “Transaction failed: Insufficient card balance.” We recommend enabling a low-balance alert so you can receive an email and top up the card in time.
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Q: What is the difference between a card that an administrator has [Frozen] and one that has been [Terminated]?
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A: [Freeze] temporarily suspends the card. Its status will show as frozen, and an administrator can unfreeze it later. [Terminate] closes the card permanently, and it cannot be used again. Check carefully before proceeding. The card issuance fee is non-refundable, but any remaining balance will be returned automatically to the main account. If the card has a pending transaction or redemption, wait until it is completed before terminating the card.
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Q: Why can’t I make a payment with my card?
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A: Possible reasons include an insufficient balance, exceeding the per-transaction limit, the card being frozen by an administrator, or the card type not supporting the payment scenario — for example, using a Pro card for a ChatGPT subscription. The system will send a failure notification. Review the notification and contact your administrator if needed.
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Q: Why don’t I see anything after opening [Corporate Cards]?
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A: If you are an administrator, you may not have created a card yet. Click [Create Card] to create your first one. If you are an employee, no card has been assigned to you yet — contact your administrator.
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Q: Why haven’t I received the email verification code after 3DS was triggered?
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A: After 3DS verification is triggered for Infini Lite, the verification email may be delayed and can take 10–20 minutes to arrive. Some platforms require the code to be entered within a few minutes, so the verification may time out if the email has not arrived. If the platform has a strict time limit, such as 3–5 minutes, we recommend temporarily avoiding use of the affected card on that platform. A new card BIN planned for release will address this issue, and you will then be able to create the corresponding Corporate Card.
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Q: How do I change the cardholder name after opening a card?
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A: Sign in to your Infini Business account, click your profile picture in the lower-left corner, then go to [Profile] → [Edit Name]. The cardholder name will update automatically after you save the change.

If you have any questions or feedback about Corporate Cards, contact our support team through customer service. Click the green phone icon in the lower-right corner of Infini, then select [Messages] to reach us.
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Disclaimer — Corporate Card services are provided by third-party payment service providers. Infini provides only technical support and account management functions. This service is not a bank deposit, investment product, or promise of returns of any kind. It is not available to users in mainland China, the United States, or other restricted regions. Digital asset transactions involve significant risk and may result in loss of principal. All rules are subject to the official service agreement, and Infini reserves the right of final interpretation.