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How to Subscribe to a Funds Management Product

Cavie avatar
Written by Cavie
Updated over 2 weeks ago

Introduction:

  1. EasyEarn is a digital asset management tool product that supports stablecoins participating in on-chain asset use scenarios. Values are displayed in USD as a reference unit. Therefore, subscriptions and redemptions are converted based on the real-time exchange rate between USD and USDT/USDC.

  2. Infini Earn supports T+0 subscription and redemption arrangements. Users can generally operate flexibly; actual processing time is subject to real results.

  3. Subscribed amounts start accruing on a T+1 basis, with daily accrual/settlement.

  4. Subscribed assets are recorded under product rules; displayed information is subject to actual system display.

1. Subscribe Steps:

(1) You can subscribe to EasyEarn via three entry points: tap 'Earn' on the home page, tap 'EasyEarn' in the Account Overview, or directly tap the 'EasyEarn' section.

(2) Please click on the 'Subscribe' button after enter the 'EasyEarn' page.

(3) On the “Subscribe” page, you will see the product’s Expected Annualized Return, Current Price, and Maximum Subscription Amount. You can select the corresponding token and subscription amount, then click “Submit” after confirming.

(4) If you want to redeem your balance, please click the 'Redeem' button at 'EasyEarn' page.

(5) Please choose the redeem token and amount that you want, then click on the "Submit" button.

2. Yield Sources:

Our team selects on-chain protocols that are highly secure and reputable, offer stable returns, and allow for easy asset withdrawals. We partner with these protocols and optimize delta-neutral strategies across protocols to generate yields.There's no need to research complex DeFi strategies or manage your funds across different protocols. To get started, simply open an account, deposit funds, and subscribe to EasyEarn to start earning.

3. How to earn yields:

Simply deposit a supported stablecoin into your Infini account and subscribe to EasyEarn. You'll automatically begin earning yields with no additional actions required.

Currently, the EasyEarn product allows unlimited daily subscriptions and redemptions, which may be adjusted in the future based on internal risk control strategies.

4. Yield Distribution Rules:

You will earn a share of the Vault's daily on-chain earnings based on your deposit amount. Earnings are distributed daily at 00:00 AM UTC.

⚠️Notes: To qualify for earnings, your deposits must be held for at least 24 hours.

5. Definition:

(1) Daily on-chain earnings of the Vault

  • The total daily earnings generated by Infini Vault's on-chain strategy.

  • For example: If the Vault generates $100,000 in earnings from its $1 million in total deposits on a given day, those daily earnings for the Vault would be $100,000.


(2) User's total deposit ratio

  • The proportion of the user's total deposit in Infini Vault on day T relative to the total TVL (deposits held for less than 24 hours will not be counted).

  • For example: If three users deposited $10, $30, and $60 into a vault with the TVL of $100, their deposit proportions would be 10%, 30%, and 60%, respectively.


(3) Day T and Day T+1

  • Users receive the earnings from the previous day (Day T) on the current day (Day T+1), with the snapshot taken at 00:00 AM (UTC 0) daily.

  • For example: A user will receive the earnings distribution for November 17 (Day T) on November 18 (Day T+1).


For example:

Users will receive the earnings for Day T at 00:00 AM (UTC 0) on Day T +1. To meet the requirement that deposits must be held for at least 24 hours, the calculation method is:

Proportion = (User`s balance at the snapshot time on Day T - Total outflow form the user`s balance between Day T and Day T+1) / (Total balance of the Vault at the snapshot time on Day T - Total outflow from the Vault between Day T and Day T+1)

6. Example:

(1) On Day T, a total of $100 yield was earned.

  • Snapshot time on Day T: A and B each have a balance of $500.

  • Snapshot time on Day T+1: A and B each have a balance of $500.

  • Distribution time on Day T+1 (00:00 AM UTC 0): A and B each receive $50 (50:50).


(2) On Day T, a total of $100 yield was earned.

  • Snapshot time on Day T: A and B each have a balance of $500.

  • Between Day T and Day T+1: A has a net outflow of $200, while B has no outflow.

  • Snapshot time on Day T+1: A has a balance of $300, and B has a balance of $500.

  • Distribution time on Day T+1 (00:00 AM UTC 0): A receives $37.5, and B receives $62.5 (37.5:62.5).


(3) On Day T, a total of $100 yield was earned.

  • Snapshot time on Day T: A and B each have a balance of $500.

  • Between Day T and Day T+1: A has a net outflow of $200, while B has a net inflow of $200 (funds deposited for less than 24 hours).

  • Snapshot time on Day T+1: A has a balance of $300, and B has a balance of $700.

  • Distribution time on Day T+1 (UTC+0, 00:00 AM): A receives $37.5, and B receives $62.5 (still in the ratio of 37.5:62.5).

Risk Disclosure and Disclaimer:

  1. EasyEarn is not a bank deposit or regulated savings product and is not protected by any deposit insurance scheme. Users’ digital assets and outcomes may suffer partial or total loss.

  2. This product involves USD-denominated stablecoins (e.g., USDT, USDC) and related on-chain asset management/cash management strategies. Risks include de-pegging, issuer credit risk, regulatory changes, judicial/administrative freezing, technical failures, etc.

  3. Any reference data shown (historical data, APY calculation method, examples) is for illustration only and does not constitute principal/yield guarantees. Past performance is not indicative of future results; actual returns may be zero or negative.

  4. Subscription/redemption may be delayed, suspended, or restricted under market stress, low liquidity, third-party issues, blockchain congestion, or other unforeseen circumstances.

  5. Third-party protocols/smart contracts may involve vulnerabilities, outages, liquidation/oracle/bridge risks, etc. The platform makes no guarantees.

  6. Crypto assets are heavily regulated or restricted in some jurisdictions. You are responsible for understanding and complying with applicable laws.

  7. This page is informational only and does not constitute any offer, solicitation, recommendation, or investment advice.

  8. The platform provides technical services and information display only and does not guarantee outcomes. Decisions and consequences are borne by the user.

  9. Final interpretation and IP rights belong to Infini to the extent permitted by law.

By continuing to use EasyEarn, you acknowledge you have read, understood, and agreed to the above risk disclosure and disclaimer.

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