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Infini VIP Tier & Referral Commission feature

Written by Cavie

Ⅰ、Feature Overview

Infini evaluates your account tier based on your trading volume and asset balances, then applies the corresponding benefits and indicative fee rates.

You can also invite friends to join Infini using your unique referral link. Based on eligible activities completed by your referred users, you may earn new-user bonuses, card spend commissions, card issuance fee revenue shares, and wealth management revenue shares.

Account tiers and referral rewards are calculated separately. Your account tier determines your account benefits and applicable fees, while your referral commission rates are displayed on the My Rewards page.

Ⅱ、Key Features

Automatic Account Tier Updates

The system periodically updates your account tier based on your trading volume and asset balances. Once you meet the relevant requirements, your account will be upgraded automatically without a manual application.

Multiple Referral Rewards

When a friend registers through your unique referral link and uses Infini, you may earn new-user bonuses, card spend commissions, card issuance fee revenue shares, and wealth management revenue shares.

Fixed Commission Rate on Card Spend

Card spend commissions are calculated as a fixed percentage of your referred user’s actual card spend across all card types. The commission rate is unaffected by the referred user’s card type, account tier, or cashback rate.

Transparent Reward Records

On the My Rewards page, you can view your cumulative earnings, rewards pending for the current month, historical payouts, and the source of each reward.

Lifetime Referral Attribution

Once established, the referral relationship remains valid permanently. Eligible rewards are settled monthly and automatically credited to your Infini balance on the 2nd of each month.

Ⅲ、Account Tiers and Benefits

Infini Business accounts are divided into three tiers: Standard, Professional, and Elite.

The system evaluates account data daily at 00:00 UTC. Trading volume is calculated over the preceding 30 days, while the asset balance metric is based on the average daily balance for the previous calendar month.

Your account may be upgraded if either your trading volume or asset balance meets the threshold for a higher tier. Your account may be downgraded if neither metric meets the requirements for your current tier.

Account tiers for Personal and Business accounts are calculated independently. Trading activity and asset balances are tracked separately and do not affect each other.

Log in to your Infini Business account and go to My Tier to view your current tier, tier requirements, and corresponding benefits. The thresholds and indicative fee rates displayed on the page shall apply.

Ⅳ、Referral Reward Rules

The Standard tier provides the standard referral reward rates. Certain official partners may qualify for Partner-tier rewards. Your applicable rates are displayed on the My Rewards page.

New-User Bonus

When your friend opens a card and completes their first card transaction, you will each receive USD 5.

If your friend opens a Business account, completes KYB verification, and makes their first deposit, you will each receive USD 10.

Transaction Commissions

When your friend uses an Infini card, you may earn a fixed commission based on their card spend.

  • 20% of merchant acquiring fee revenue for Business accounts

  • 20% of fiat collection and payout fee revenue

  • 0.2% of card spend

Card Issuance Fee Revenue Share

When your friend pays an eligible card issuance fee, you will receive 20% of that fee.

Wealth Management Revenue Share

The wealth management revenue share is calculated based on the referred user’s average daily wealth management account balance for the previous calendar month.

The Standard tier offers a 0.5% APY, while the Partner tier offers a 0.75% APY. APY represents an annualized rate. The actual reward amount is calculated by the system according to the applicable settlement period.

Ⅴ、How to Use These Features

View Your Account Tier

Log in to your Infini Business account and go to My Tier to view your current VIP tier, upgrade requirements, and corresponding benefits.

Get Your Referral Link

Go to My Rewards, copy your unique referral link or download your referral QR code, and share it with your friends.

Once a friend completes registration through your link, the system will automatically establish the referral relationship.

View Your Reward Details

On the My Rewards page, you can view your cumulative earnings, rewards pending for the current month, rewards paid in the previous month, and your next payout date.

Go to Referral Program to view users who registered through your link, along with the source, type, and amount of each reward.

Ⅵ、Tips

Check My Rewards and Commission History regularly to review your cumulative earnings and payout status for each reward category.

If a referred user receives a refund or has a transaction reversed, the corresponding card spend commission may be reduced. The final settled amount shall apply.

Ⅶ、Frequently Asked Questions

How is my VIP tier calculated and updated?

The system automatically updates your tier each day based on your account data. Trading volume is calculated over the preceding 30 days, while the asset balance metric is based on the average daily balance for the previous calendar month.

The tier thresholds displayed on the My Tier page shall apply.

Are Personal and Business account tiers linked?

No. Personal and Business accounts track trading activity and asset balances separately, and their account tiers are calculated independently.

When are referral commissions settled and credited?

Referral commissions are settled monthly and automatically credited to your Infini balance on the 2nd of each month.

Does a referral relationship expire?

No. Once established, the referral relationship remains valid permanently.

How are card spend commissions calculated?

Card spend commissions are calculated based on the referred user’s actual card spend. You earn 0.2% of the eligible card spend amount as commission.

Will a refund affect my commission?

Yes. If a transaction is refunded or reversed, the corresponding spend amount will be deducted when calculating your commission.

What rewards are available when someone registers through my referral link?

When a friend registers through your referral link, opens a card, and completes their first card transaction, you will each receive USD 5.

If the referred user registers for a Business account, completes KYB verification, and makes their first deposit, you will each receive USD 10.

Which services are subject to transaction fees?

Transaction fees apply to fiat acceptance and merchant acquiring services. Standard deposits, withdrawals, and Business card transactions are not subject to additional transaction fees.

Ⅷ、Contact Us

If you have any questions or feedback about VIP Tier & Referral Commission, please reach out to our support team through customer service channels.Click the green phone icon in the bottom-right corner of the Infini system and select [Message] to contact us.

Disclaimer: Infini provides technology and payment infrastructure services only and does not constitute banking, securities, or investment services, nor does it constitute investment advice. The preferential rate and referral reward program is available only to eligible enterprise users. Trading digital assets involves significant risk and may result in the total loss of principal. This service is not available to users in restricted jurisdictions; please refer to our Terms of Service for a full list of restricted regions. All rules are governed by the official Terms of Service, and Infini reserves the right of final interpretation.

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