Skip to main content

Financial Overview

Written by Cavie
Updated over 2 weeks ago

I. Feature Overview

To help you gain precise insights into your company's financial status without digging through complex transaction records, we have introduced the new [Financial Overview] feature. When you need a quick understanding of your actual revenue, expenses, and profitability, [Financial Overview] automatically filters out non-operational fund flows (like principal redemptions and internal exchanges) and converts technical transaction terms into clear, easy-to-understand financial metrics. It not only displays core income and expense data at a glance but also intelligently switches its analytical perspective based on your company's profitability, helping you focus on either growth quality or risk management, making financial decision-making more intuitive and efficient than ever.

II. Pain Points Addressed

  1. Complex and Unclear Transaction Records: Raw transaction logs are filled with technical terms like "acquiring settlement" and "fiat withdrawal," making it difficult for non-finance managers to understand cash flow and quickly assess the true business situation.
    ​

  2. Inconsistent Calculation of Income and Expenses: Mistaking internal fund transfers, such as principal redemptions or currency exchanges, for revenue or expenses leads to serious misjudgments about the company's actual profitability and affects strategic decisions.
    ​

  3. Ambiguous Expense Structure: All expenditures are mixed, making it impossible to effectively distinguish between categories like marketing, software services, or personnel costs. This leaves cost optimization and budget management without data support.
    ​

  4. Unclear Profitability Status: It is difficult to track real-time changes in net income, preventing dynamic adjustments to business strategy based on the company's current financial health and failing to identify potential cash flow risks in a timely manner.

III. Key Highlights

  1. Smart Income and Expense Recognition for an Accurate Financial Picture: The system automatically follows precise financial accounting logic to identify and count only core operational income and expenses from complex transaction records. It intelligently excludes interfering items like principal and internal exchanges, try to entirely show that the [Total Revenue] and [Total Spend] data accurately reflect your true business performance.
    ​

  2. AI-Powered Expense Categorization for a Clear Cost Structure: Without manual tagging, [Financial Overview] uses AI to automatically classify expenses into clear business categories like "SaaS Fees," "Marketing," and "Travel." It provides a pie chart for an intuitive view of your cost structure, helping you easily identify major expenses and optimize your budget.
    ​

  3. Dynamic Profit Analysis with Adaptive Decision-Making Views: [Financial Overview] monitors your financial status in real-time and provides two distinct analytical cards:

    1. When Profitable: Displays [Total Revenue], [Total Spend], [Net Income], and [Net Margin], focusing on profitability and growth potential.

    2. When Unprofitable: Displays [Total Revenue], [Total Spend], [Net Income], and [Runway], focusing on cash flow risk and business sustainability to help you anticipate risks and ensure operational security.
      ​

  4. Intuitive Visual Reports to Replace Complex Spreadsheets: All key financial data is presented in clear cards, trend graphs, and charts, eliminating the need for dense spreadsheets. You can grasp the core financial pulse of your company at a glance.

IV.Operation Steps

1. After logging into the Infini system, click on the [Homepage] module in the left navigation bar, then click the [Financial Overview] button to the right of your account balance.

2. You will be redirected to the [Financial Overview] report page, which displays the income and expense analysis for the last 30 days by default.

When Profitable: Displays [Total Revenue], [Total Spend], [Net Income], and [Net Margin]. You can use the date selector at the top of the page to customize the financial period for analysis.

When Unprofitable: Displays [Total Revenue], [Total Spend], [Net Income], and [Runway], focusing on cash flow risk and business sustainability to help you anticipate risks and ensure operational security.

V. Best Practices

  1. Use [Runway] for Strategic Planning: When the company is unprofitable, [Runway] is a critical survival metric. Use its red, yellow, and green alert system to objectively assess the risk level of your current burn rate and adjust your financing plans, cost-control strategies, or business expansion pace accordingly.
    ​

  2. Use [Net Margin] to Evaluate Long-Term Value: When the company is profitable, [Net Margin] offers a quick reference for assessing your annual profit scale. You can compare it against your annual goals or use it as powerful data to show investors the company's growth potential.

VI. FAQ

Q1: Why is my total revenue different from what I calculate from my statements?

A: To provide a more accurate analysis of your business operations, [Financial Overview] automatically excludes three types of non-operating income when calculating [Total Revenue]: "Refunds," "Principal Redemptions," and "Exchanges (In)." Therefore, the [Total Revenue] you see represents pure business revenue and investment income, which is more precise than calculations from raw transaction data.
​
​

Q2: How is total spend calculated? Why isn't my investment subscription included?

A: [Total Spend] only includes "Payouts," "Balance Withdrawals," and "Fiat Withdrawals." Investment subscriptions and currency exchanges are considered internal asset conversions, not operational costs, so the system automatically ignores them to avoid inflating expenses.

Q3: How are transaction categories determined? Can I change them myself?

A: Transaction categories are automatically identified and classified by the AI system based on transaction counterparties, memos, and other information. You can modify the transaction category in [Transaction Details].

Q4: How is [Runway] calculated?

A: The formula is: Current Balance / (Net Income / Selected Days × 30). This metric estimates how long your current funds can sustain company operations at the current rate of expenditure.

VII. Contact Us

If you have any questions or feedback about the [Financial Overview] feature, please reach out to our support team through customer service channels. Click the green phone icon in the bottom-right corner of the Infini system and select [Message] to contact us.

Disclaimer:

This report is automatically generated based on system transaction data and is provided for business analysis and management reference only. It does not constitute audited financial statements, statutory financial reports, tax filings, or investment advice. Official financial results should be based on formal financial statements and reports issued by qualified professionals.

Did this answer your question?